Registrants that are not able to meet the qualifications may still opt to enroll in PhilHealth under the Individually Paying Program (IPP).
Who are qualified to enroll under the Lifetime Program
- Old-age retirees and pensioners of the GSIS, including uniformed and non-uniformed personnel of the Armed Forces of the Philippines (AFP), Philippine National Policy (PNP), Bureau of Fire Protection (BFP), and the Bureau of Jail Management and Penology (BJMP) who have reached the compulsory age of retirement before June 24, 1997, and retirees under Presidential Degree 408;
- GSIS disability pensioners prior to March 4, 1995;
- SSS pensioners prior to March 4, 1995;
- SSS permanent total disability pensioners;
- SSS death/survivorship pensioners.
- SSS old age retirees/pensioners;
- Uniformed members of the AFP, PNP, BFP and BJMP who have reached the compulsory age of retirement on or after June 24, 1997, being the effectivity date of RA 8291 which excluded said individuals in the compulsory membership of the GSIS;
- Retirees and pensioners who are members of the judiciary;
- Retirees who are members of Constitutional Commission and other constitutional offices;
- Former employees of the government and/or private sectors who have accumulated/paid at least 120 monthly premium contributions as provided for by law but separated from employment before reaching sixty (60) years old and thereafter has reached age sixty (60);
- Former employees of the government and/or private sector who were separated from employment without completing 120 monthly premium contributions but continued to pay their premium payment as individually paying members (IPM) until completion of the required 120 monthly premium contributions and have reached age sixty (60) as provided for by law;
- Individually paying members (IPM), including SSS self-employed and voluntary members who continued paying premium contributions to PhilHealth, have reached age sixty (60) and have met the 120 monthly premium contributions as provided for by law; and,
- Retired underground mine workers who have reached the age of retirement as provided for by law and have met the minimum required premium contributions.
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